Mr T Barlow, Surrey

Paul provides a fantastic service guiding us through the ever changing maze of financial planning. He has helped us shave years off our mortgage and continues to provide expert future planning. It is very comforting to know that we have such a competent, reliable and trustworthy advisor looking after our financial affairs. Thank you Paul.

N + C Vessey, Hampshire

Paul has been our Financial Advisor for almost 20 years. Whether we’re discussing pensions, mortgages, savings, investments or retirement plans, Paul has always offered us sound, practical advice. It is reassuring to know that he is overseeing our investments and we know that he genuinely cares about our future.

Miss Fowler, Surrey

Paul helped me secure my first property, making the process very simple and smooth. He ensured I got the best possible deal as a first time buyer, and took me through the process with patience as I was learning along the way. He was always on the end of the phone when I needed to … Continued

Ms R Leed

Paul Thorpe has been my property portfolio secret weapon for 13 years now, after a colleague at work introduced to me to him. I was always asking my colleague about property (I had none) and how he managed to buy two houses by the age of 30, and his response was simply “Paul at Peppermint”! So began me being … Continued

Steve and Cathy – Investment Property

Steve and Cathy have three children. Steve had been used to receiving large bonuses from his company but that has recently changed. Cathy works part-time. In addition to their family home, the couple have four flats which they rent out; all have outstanding mortgages. The couple had done little pension planning at the time of … Continued

Alan and Jean – Equity Release

Despite Alan earning a healthy six figure salary and living in a house worth £900,000, having four of his five children go to University and then one do a Masters too, meant he had built up unsecured debt and had stopped making overpayments to his interest-only mortgage. Alan’s wife Jean only worked part time and … Continued

Nicholson’ s – Auto Enrolment

Nick is the Managing Director of a company and employs a mixture of permanent and contract staff, typically about 45 people.  There is an old stakeholder scheme in place which two of the office employees contribute to and a separate personal pension for the two majority shareholders. Nicholson’s main concerns were: Being Auto Enrolment compliant … Continued

Katie – Saving and Protecting her Income

Having trained as an accountant, 32 year old Katie had seen her income increase considerably in recent years.  Her financial position was strong: she repaid her credit cards each month and using her savings she just bought a new car. By accumulating cash in the savings pot of her Offset Mortgage she anticipated repaying it … Continued

Mike and Debbie – Protecting their Family

Soon after the birth of their second son, Debbie returned to work and her husband Mike became a stay-at-home dad. Debbie had a generous employee benefit package and her income alone was still sufficient to pay for their lifestyle.  Weighing up the cost of childcare, they could not see any financial benefit to Mike working. … Continued

Nigel and Penny – Retirement Income

Nigel works as a Chartered Surveyor and has accumulated a number of pensions from previous employers.  His wife Penny, stopped working after their second child was born to raise their family.  Recently, Nigel sold his business but plans to work for at least another ten years in order to as to increase his capital and … Continued