Our Approach

Icon Our Approach

At Peppermint, our approach is driven by the goals you want to achieve. We purposely don’t provide a list of products from which you can select – what we offer is an advisory service that starts with a conversation. The first step is to listen to you and then give you direct access to our expertise.

We ensure that your needs are met by first understanding your aspirations and then working with you to fulfil them. Whatever stage of your financial journey you are on, we will continue to work alongside you to make sure each step forward is the right one for you.

Our advice is tailored to your individual circumstance and is based on decades of experience in financial planning.

Benefits Of Independent Advice

As an independent financial adviser, we are not beholden to any particular investment company – which allows us to find the best products across the marketplace.  We are not restricted in our research or advice and have a wide range of investment options we can explore.

You can leverage our expertise and objectivity as we guide you through the major financial decisions you are facing. We specialise in helping people build wealth, meet retirement objectives, and manage and protect assets.  Leaning on our experience gives you peace of mind that your financial plan is in good hands.

  • Professional, objective, unbiased view
  • Access to the full marketplace of products
  • Not beholden to any company

Steps In The Advice Process

The steps we take to provide the best financial advice for you include:

In this first meeting, we’ll talk through your personal and financial circumstances and explore the options for assisting you. Together, we can determine how Peppermint can offer the support you need. We realise that appointing an adviser is an important decision so we offer this free initial meeting with no obligation to continue.

In order to fully understand your financial goals and issues, we take time to gather detailed information, identify your specific financial objectives, and ascertain your attitude to investment risk.

We produce a detailed report recommending the most suitable course of action for you, including how best to address any shortfalls in your financial plan. We’ll explain to you the analysis work that was completed and the financial recommendations that are being made.

This stage puts your plan into place. We deal with any external providers and make sure your plan is implemented as per your requirements.

Having completed the advice process, it is important to ensure that the plan continues to meet your needs over time. This is optional and, depending on the service level you require and the value of your investments, is subject to an additional charge.

Our Fees

It’s important to us to be transparent about our fees so our clients understand how they are charged for our services.  We will outline all of our charges and associated fees upfront when we review your plans.

We offer an initial consultation with no charge to you so you can determine if our services are a good fit.

We invite you to contact us to set up this first conversation.

Peppermint have always made dealing with the financial aspects of our purchases swift and easy. The details are laid out clearly, Paul always has time to talk to us and we are confident that he knows our affairs and surveys the market comprehensively to find the most attractive deal for us. We have recommended Peppermint to friends and family, will continue to do so and to use them ourselves.

Helen TD, Surrey
Icon Our Approach

Let’s Start the Conversation

If you would like our expert, impartial advice please get in touch, and we will be happy to help.

T: 01932 955 955

E: hello@peppermintfs.com

    Details submitted through this form are confidential. The information therein is used only to contact you to discuss the areas you’ve expressed an interest in. Your contact details will not be used for marketing.